Privacy Policy

MASTER YOUR RETIREMENT Retirement Planning Services with a Personal Touch

AJM Financial Group ("AJM Financial Group," "AJM," "we," "us," or "our") respects your privacy and is committed to protecting the personal and financial information entrusted to us by our clients, prospective clients, website visitors, and other individuals who interact with our firm.

This Privacy Policy explains how AJM Financial Group collects, uses, protects, and discloses personal information in connection with our financial advisory and related services.

1. Information We Collect

Depending on the nature of our relationship with you, we may collect information such as:

Name, mailing address, email address, and telephone number
Date of birth and other identifying information
Social Security number or taxpayer identification number
Employment and income information
Financial account and investment information
Assets, liabilities, and net worth information
Insurance and retirement account information
Financial goals, investment objectives, and risk tolerance information
Information necessary to provide financial planning, investment advisory, retirement planning, or related services
Information you provide when communicating with us by telephone, email, online forms, or other methods
Information obtained from financial institutions, custodians, investment companies, credit reporting agencies, or other service providers, as permitted by law
Information collected through our website, such as IP address, browser type, device information, and website usage information, where applicable

We collect only information that is reasonably necessary for legitimate business, advisory, regulatory, legal, or administrative purposes.

2. How We Use Your Information

AJM Financial Group may use personal information to:

Provide financial planning and advisory services
Understand your financial circumstances, goals, and objectives
Establish, maintain, and service client accounts
Process transactions or account-related requests
Communicate with you regarding your accounts and services
Respond to inquiries and requests
Provide information about services that may be relevant to you
Comply with applicable federal, state, and regulatory requirements
Prevent fraud, unauthorized transactions, and other unlawful activity
Maintain accurate business and client records
Protect the security and integrity of our systems and information
Perform other activities permitted or required by law

3. Information Sharing and Disclosure

AJM Financial Group does not sell your personal information.

We may disclose personal and financial information to affiliated and nonaffiliated third parties when permitted or required by law or when necessary to provide services to you.

Examples may include:

Financial institutions and investment custodians
Broker-dealers, investment companies, and product providers
Account administrators and other financial service providers
Service providers that assist us in operating our business
Technology, data processing, document management, and communications providers
Professional advisers, including attorneys, accountants, auditors, and consultants
Government agencies, regulators, law enforcement authorities, or other parties when required or permitted by law
Other parties when you authorize us to make the disclosure

We may also disclose information as necessary to process or administer a financial transaction, protect against fraud or unauthorized activity, comply with legal or regulatory requirements, or perform other activities permitted under applicable privacy laws.

4. Nonpublic Personal Information

In providing financial advisory services, we may receive nonpublic personal information about you.

Nonpublic personal information may include information you provide to us on applications, financial planning documents, account forms, tax documents, or other materials, as well as information obtained in connection with transactions or the provision of financial services.

We maintain policies and procedures designed to protect the confidentiality and security of this information.

5. Protection of Your Information

AJM Financial Group maintains administrative, technical, and physical safeguards designed to protect personal and financial information against unauthorized access, use, alteration, or disclosure.

Access to confidential information is limited to individuals and service providers who have a legitimate business need to access such information and are authorized to do so.

Although we take reasonable measures to protect information, no method of electronic transmission or storage can be guaranteed to be completely secure.

6. Information Obtained Through Our Website

When you visit our website, certain information may be collected automatically, depending on the website's functionality and technologies in use.

This information may include your IP address, browser type, operating system, device information, pages visited, and general website usage information.

We may use this information to:

Operate and maintain our website
Improve website performance and functionality
Understand website usage
Respond to inquiries submitted through the website
Protect against fraudulent or unauthorized activity

If our website uses cookies, analytics tools, advertising technologies, online scheduling tools, or third-party services that collect information, those practices may be described in additional website notices or disclosures.

7. Third-Party Websites and Services

Our website may contain links to websites operated by third parties.

AJM Financial Group is not responsible for the privacy practices, security, content, or policies of third-party websites. We encourage you to review the privacy policies of any third-party website before providing personal information.

8. Your Privacy Rights

Depending on applicable federal and state law, you may have certain rights regarding your personal information.

These rights may include the ability to request information about our privacy practices, request access to certain personal information, or request correction of inaccurate information, subject to applicable legal and regulatory requirements.

Certain financial information is subject to specific federal and state privacy laws, and applicable rights may vary depending on your circumstances and the nature of our relationship with you.

9. Opt-Out Rights

Where applicable law provides you with the right to limit certain disclosures of your nonpublic personal information to nonaffiliated third parties, AJM Financial Group will provide the required notice and reasonable method for exercising that right.

Certain disclosures necessary to process or administer financial transactions, comply with legal requirements, prevent fraud, or perform other activities permitted by law may not be subject to an opt-out right.

10. Former Clients

We continue to protect the privacy of personal and financial information belonging to former clients in accordance with applicable laws and our policies and procedures.

11. Children's Privacy

Our services are not directed toward children under the age of 13, and we do not knowingly collect personal information from children under 13 through our website.

12. Changes to This Privacy Policy

AJM Financial Group may update this Privacy Policy from time to time to reflect changes in our business practices, applicable laws, regulations, technology, or services.

When we make material changes, we may provide notice as required by applicable law.

The effective date shown at the beginning of this Privacy Policy indicates when it was most recently updated.

13. Contact Us

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

AJM Financial Group

Email: anthony@ajmfinancialgroup.com

Phone: (484) 237-1845

Address: 107 Durham Drive, Coatesville, PA 19320

14. Important Regulatory Notice

This Privacy Policy is intended to describe AJM Financial Group's general privacy practices. It is not intended to create contractual rights or obligations beyond those required by applicable law.

AJM Financial Group will comply with applicable federal and state privacy, financial-services, and regulatory requirements governing the information it collects, maintains, uses, and discloses.

Last Updated: October 1, 2026